How agriculture sells in Nigeria
The agro-dealer counter is the distribution network
Inputs reach smallholders through agro-dealers spread across states and local government areas, often holding limited stock and selling on relationships rather than range. Coverage is therefore the growth lever, and the honest question is not how much was billed to a distributor but how many counters actually carry your product this season.
Advances and recovery, not invoices, carry the risk
Where schemes are involved, inputs go out ahead of the crop and come back as produce or not at all. That makes recovery a season-long commercial activity, and it makes the group record, not the invoice, the document that matters most to the business.