How finance teams call today, and where files die
A lending or investment desk lives on the telephone, yet in most small firms the telephone is invisible to the business. An enquiry arrives at ten, gets called at four, and the applicant has already couriered documents to a competitor who called at half past ten. A file stalls on one missing bank statement for three weeks because the chase belonged to nobody. A customer hears nothing between application and sanction, panics, and withdraws. Each failure is a call that did not happen, and none of them appear anywhere a manager can see.
