Salary Calculator India
Estimate monthly in-hand salary from annual CTC, EPF assumptions, and old or new tax regime selection.
Salary inputs
Take-home estimate
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About salary take-home estimates
What it does
Estimates gross monthly salary, employee and employer EPF, annual income tax, and average monthly in-hand salary from annual CTC assumptions.
Why it matters
Salary discussions often start with CTC, but employees and founders care about actual monthly take-home after tax and EPF deductions.
Definition
CTC is the total annual employment cost to the company and can include employer-side retirement contributions that do not land in monthly take-home.
Assumptions
- Employer EPF is assumed to be part of CTC
- The output is an estimate and does not include every payroll component such as bonus timing or state professional tax
- Old-regime deductions are applied only when old regime is selected
How to interpret your results
Use the result as an average monthly estimate. Real salary slips can differ because of allowances, payroll cycles, and one-time payouts.
How to improve
Confirm the basic split
EPF depends on the basic salary portion, so an inaccurate basic value can materially change the take-home estimate.
Compare both regimes
Switch between old and new regime assumptions before finalizing salary projections or offer comparisons.