PF Calculator
Calculate employee and employer EPF contribution values from monthly basic salary and selected PF rates.
PF inputs
PF summary
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About PF contributions
What it does
Estimates employee and employer provident fund contributions each month and each year from the PF wage base and selected rates.
Why it matters
PF affects both salary breakups and long-term retirement savings, so HR teams and employees often need a quick contribution estimate.
Definition
EPF is a retirement savings contribution framework where both employee and employer contribute against an eligible wage base.
Assumptions
- This calculator estimates broad PF contribution values and does not split EPS separately
- You can choose whether the common wage ceiling applies
- Rates and treatment can vary by policy and payroll configuration
How to interpret your results
If you remove the wage ceiling, PF can rise sharply for salaries with high basic pay.
How to improve
Check wage structure
The PF base usually depends on salary structure, so basic salary matters more than total CTC.
Confirm payroll treatment
Match the estimate with your employer's salary policy before using it in offer or compensation planning.