Project future value of monthly SIP investments with expected annual returns (compounded monthly).
What it does
Projects future value of a monthly SIP using an expected annual return, compounded monthly, for a given number of years.
Why it matters
A disciplined SIP plan compounds over time — this calculator shows how sensitive your corpus is to return assumptions and horizon.
Definition
A Systematic Investment Plan (SIP) invests a fixed amount at regular intervals; future value depends on return, time, and compounding frequency.
Assumptions
How to interpret your results
Treat the output as an illustration. Stress-test with lower returns to see downside scenarios.
How to improve
Increase horizon
Longer time in market increases compounding — even small monthly amounts can grow large.
Review asset allocation
Return assumptions should match your mix of equity, debt, and gold.